Attention homeowners in Dunkirk and Calvert County: Need an appraisal?
The top 7 reasons MD homeowners need WTB Appraisal Svc., LLC:
Own a home in or near Dunkirk, MD and need help determining the price of it?
We at WTB Appraisal Svc., LLC understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a consumer that most likely doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at WTB Appraisal Svc., LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you abolish unneeded and unwanted PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that's going down. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an expert appraisal from WTB Appraisal Svc., LLC is your strongest weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from WTB Appraisal Svc., LLC can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? WTB Appraisal Svc., LLC offers field reviews where we go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? WTB Appraisal Svc., LLC can We can assist you. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home. |